Staying Current - Employee Benefit Adviser

Health Care

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Best companies for benefits go one-on-one

Principal's latest iteration of its annual "10 best companies for employee financial security" offers advisers and brokers several guideposts for helping their clients get recognition.

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DOL proposal could make advising more flexible

The U.S. Department of Labor published two proposed rules in the Federal Register to make investment advice more flexible for participants of 401(k) plans and IRAs.

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Offering vision insurance won't mean it's used

National health insurance may not substantially broaden access to vision care, according to a new study from the August issue of Archives of Ophthalmology. An executive summary noted that "although health insurance is associated with increased use of preventive services and recommended treatments," simply making it available to all citizens may not increase the percentage of individuals who use these services or improve vision-related outcomes.

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Raw Bar: Winners, benchmarking and CRM

For years MetLife has been updating and hosting a benefits benchmarking tool. It's easy to ignore, but it's also easy to use and full of good information if you take the time to explore it. Listen in as the carrier's Bob Love outlines some of things advisers and employers can do with the latest iteration of it's free data tool.

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New terms for endearment

"Worksite" is a geographical location. "Voluntary" is, in this context, a form of payment. Both are hot-button words guaranteed to open conversations at industry events, where they seem to take on lives of their own. Do you "do" voluntary? Are you "into" worksite? The problem is that floating these terms does not lead to - and might even distract from - discussion of whether a benefits package is well fashioned to do its job: recruiting and retaining employees.

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HR executives hope to help employees manage their finances during a recession

The threat of a recession loomed before employers for some time, but they were unsure how to "recession-proof" their benefit plans and, for the most part, received little guidance on the subject from benefit advisers. Now, almost overnight, businesses are dealing with the reality of an economic downturn and the challenges that come with it.